AML & FINANCIAL CRIME

Strengthen your defenses against money laundering & financial crime.

Build a structured, risk-based financial crime capability designed for evolving regulatory expectations and FATF-aligned practices.

AML Program Advisory

Financial crime is no longer just a compliance issue; it is a business, technology, operational and reputational risk. We help you build a program that holds up to examination.

Program & Maturity Assessment

AML program, maturity and gap assessments against leading practice.

Risk-Based Program Design

AML policy, framework and risk-based program design tailored to your risk profile.

Governance & Operating Model

AML governance, operating model and role-based accountability structures.

Compliance Readiness

Compliance and examination readiness support ahead of regulatory review.

Examination Readiness

Preparation, documentation and evidence readiness for examinations.

AML Gap Assessment

Targeted gap analysis to prioritize remediation by risk.

Customer & Client Risk (KYC)

Know your customers and manage risk across the full relationship lifecycle.

Identify
Verify
Assess
Risk-Rate
Monitor
Review
Customer risk assessment & segmentation
KYC framework, CDD & EDD
Customer risk scoring
Beneficial ownership & UBO identification
PEP risk & high-risk customer management
Periodic reviews & reassessment

Transaction Monitoring & Suspicious Activity

Design and tune monitoring that detects what matters — and reduces noise.

Transaction
Screen
Detect
Alert
Investigate
Escalate
Report
Monitor
Monitoring strategy & scenario / rule design & review
Rule effectiveness & threshold review
Alert triage, investigation & case management
Suspicious activity identification & escalation workflows
Monitoring effectiveness & false-positive reduction
Risk-based monitoring frameworks

Pallas Athena provides advisory, assessment, governance and implementation support. We do not perform regulatory reporting on your behalf unless a specific engagement expressly includes it.

Sanctions, PEP & Adverse Media Screening

Customer + Transaction + PEP + Sanctions + Adverse Media — governed as one screening capability.

Sanctions screening framework
Customer & transaction screening
PEP screening & adverse media
Watchlist governance
Screening effectiveness
False-positive management
Escalation procedures
Screening risk assessment

AML Technology, Data & Analytics

AML technology assessment & platform selection advisory
System requirements & data quality assessment
Transaction data assessment & data lineage
Alert analytics & case management
Reporting dashboards & AI-assisted AML analytics
Model / rule governance & monitoring effectiveness
Pallas Athena provides advisory, assessment, governance and implementation support. Technology selection and implementation are customized to the organization's environment and regulatory requirements.

Digital Assets & Emerging Financial Crime Risk

Practical advisory for organizations navigating virtual-asset and digital-payment risk.

Virtual asset & VASP risk considerations
Customer & transaction risk for digital assets
Wallet risk & blockchain analytics strategy
Travel Rule readiness advisory
Digital payment risk
Emerging financial crime typologies

Pallas Athena provides advisory and assessment services. We are not a regulated virtual asset service provider (VASP).

HOW WE ALIGN

Risk-Based Approach · FATF-Aligned Practices · Virtual-Asset Readiness

The outcome: a risk-based financial-crime program that stands up to examination and evolving, FATF-aligned expectations.

FATF Recommendations provide the international framework for combating money laundering and terrorist financing; they are a framework, not a certification standard.